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Mortgage Refinancing: What Is It And How Does It Work? | Bankrate

Refinancing explained: Your 1-minute guide to really understanding what it means (Sponsored Content)

Cash-Out Refinancing: What It Is, How It Works | Bankrate

Thinking about using your home’s equity? It’s important to weigh your choices. Here’s a simple breakdown of **Cash-Out Refinance vs. HELOC** to help you decide: **Cash-Out Refinance** - Replaces your existing mortgage with a new, higher-balance loan - Provides a lump sum of cash—usually with a potentially lower interest rate - Ideal if you want to refinance for better terms and unlock equity at the same time **HELOC (Home Equity Line of Credit)** - Functions as a revolving credit line backed by

Current Home Equity Loan Rates In January 2026 | Bankrate