Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

A straight life insurance policy is more commonly known as whole life insurance since it’s designed to last the policyholder’s lifetime. The premium does not change and beneficiaries typically receive ...

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...

If you have have people who rely on you financially, what would happen in the event you – and therefore your income – died ...

A million-dollar life insurance policy provides a death benefit of $1,000,000 to designated beneficiaries. This payout is typically used to replace income, cover debts, fund long-term expenses, and ...

Life insurance can be an essential part of financial planning. The right policy can replace your income if you were to die suddenly or help you establish a financial legacy for your heirs. But does ...

Anyone can qualify for these policies, but premiums are very high compared to other options ...

As you age and your income sources become less robust, it's natural to look for ways to reduce expenses, not add to them. For seniors in today's economic climate, in which inflation and credit card ...

Level term cover is one of the most popular options. It simply means that the sum insured remains the same, or it is ‘level’, ...