Is it reckless to cancel my homeowner’s insurance? I can’t justify $4K a year anymore. This is a short question, but an ...

As premiums rise sharply, financial planners say homeowners still have levers they can pull – but only if they treat ...

A home warranty and home insurance both provide peace of mind, but they offer different types of coverage. Find out how they differ and if you need both.

Learn the differences between homeowners and mortgage insurance. Find out how each one protects your investment or lender and what they mean for your mortgage.

In 2024, 6.1 million American homeowners skipped home insurance, according to the Consumer Federation of America. Without coverage, they risk paying tens of thousands of dollars out of pocket for ...

Home warranty vs. home insurance, what's the difference? One covers normal wear and tear and the other liability and ...

CheapInsurance.com reports that standard homeowners insurance excludes earthquake coverage, which varies by state.

How Do Home Insurance Deductibles Work? After you file a claim, the home insurance company reviews the loss and offers a claim payment minus the deductible amount. Imagine you have a $1,000 deductible ...

The average U.S. home insurance premium increased 24% between 2021 and 2024, according to the Consumer Federation of America.

Home inspections are not always required to buy homeowners insurance. Insurance companies decide on a case-by-case basis. If your house is more than 25 years old and hasn't been inspected recently, ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

In most cases, home insurance will help pay to repair or replace your roof after damage from a storm or accident. Insurance doesn't pay to fix normal wear and tear. That means you're responsible for ...